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Do I Need A Solicitor When Making A Personal Injury Claim?

Many people often assume that because you can pursue a Personal Injury Claim through your insurance, you do not require the legal assistance of a Solicitor. This blog outlines the reasons for instructing Hodgkinsons Solicitors, Skegness, to handle your claim to ensure you do not miss out on what you are owed.

Do I Need A Solicitor When Making A Personal Injury Claim?

Experiencing a Personal Injury can cause you to not only suffer from physical and/or psychological damages but also financial losses such as loss of earnings. The aim of compensation is to help put you back into the position you were once in, before the incident occurred. Securing compensation will assist with any physical or psychological injuries you have sustained as well as any financial losses.

Whilst you do not have to instruct a Solicitor to deal with your claim, there are many good reasons for doing so. Research shows that Solicitors achieve higher levels of compensation in comparison to when claims have been pursued by the individual alone. If you want to receive honest, expert advice which is within your best interests and you want to receive the maximum compensation you are entitled to, it is recommended that you instruct a Solicitor with the specialist knowledge. A Solicitor will give you access to medical experts who will write your medical report based on the severity and recovery time of your injuries. The value of your case will then be determined based on this report. Therefore, it is a crucial requirement you have this in place when negotiating compensation as without this you may settle for a value much less than what you are owed. You should not accept any settlement without knowing the full extent of your injuries.

Even if your claim seems straightforward it may involve complex legal issues which can only be resolved through the experience and knowledge of a Personal Injury Solicitor. If complications such as this arise, it will make the claims process much more difficult as you may not know the procedure to take due to a lack of legal knowledge. When dealing with your claim yourself via your insurance, you will have to gather sufficient evidence, paperwork and medical records to support your case. It is a complex process which can be costly, time consuming and stressful when you should be focusing on your recovery. By instructing a Solicitor who offers a No Win No Fee basis for Personal Injury Claims, such as Hodgkinsons Solicitors, you will not be risking paying out for legal fees and medical reports if your claim is unsuccessful.

Research has found that insurance companies only resolve a third of all Personal Injury Claims. It is not uncommon for insurers to reject as many claims as possible and when they are unable to, they will aim to bring the claim down to the minimum value possible. It is not within the best interests of the insurer to pay out compensation which is why they will attempt to make you settle for less than what you deserve by offering you a quick settlement quote in the hope you have not yet obtained legal advice. For many cases the settlement proposed by the insurer is not enough to cover the patient’s expenses and without the expert help of a Solicitor it is unlikely that you will receive the maximum amount of compensation that you are entitled to.

Insurance companies are determined to reduce compensation payouts, so why turn to them? Hodgkinsons Solicitors can help you. Our Personal Injury Department can assist with a wide range of Personal Injury Claims. For more information please visit Whether you are located in Skegness, Boston, Sleaford, Spalding, Grimsby or beyond, don’t hesitate, call us on 01754 897150.